Watu Credit Limited is a dynamic and fast-growing non-bank finance company. Watu Credit Limited harnesses technology to offer unsecured lending, primarily via mobile services. We aim to become the leading African provider of a broad set of inclusive financial products, delivered through technology in a fast, efficient and professional manner. Watu Credit Limited headquarters are located in Mombasa. We commenced our business operations in July 2015 with the clear vision to be the best in class provider for short and medium-term loan products tailored to the specific needs of our target clients and delivered through mobile technology. Watu Credit Limited prides itself on offering excellent client service in the domestic lending market, thanks to our dedicated team of professionals coupled with the use of modern technologies.

The Company offers asset financing (motorcycles and three-wheelers) currently is expanding with branches opened in Mombasa (Nyali and Likoni), malindi, Voi, Kitui, Nairobi, Narok, Nakuru, Bomet, Kericho, Migori, Kisii, Homabay, Kisumu, Siaya, Kapsabet, Kakamega, Mumias, Bungoma, Eldoret, Kitale, Meru and Maua. Watu Credit prides itself on offering fully cash-less services for loan disbursement and collection as well as 24-hour access for clients to their account balances. Our Vision is to be the best in our market by continuously developing and improving our expertise, through innovative and pioneering solutions, aiming always for perfection and excellence in the provision of financial services to our clients. Our Mission is contribute to sustainable development by providing access to capital for the benefit of micro, small, medium enterprises to low and middle-income households.

We offer asset financing loan, a loan product for clients intending to purchase motor vehicles. The Company is currently focusing on motorbikes and three wheelers. The financed asset serves as collateral for the loan. Eligibility – National ID for borrower and guarantors, Kenya Revenue Authority-PIN certificate, client minimum down payment, two guarantors and good credit history and current standing.

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